By carpooling we mean the shared use of private cars between a group of people, with the main purpose of reducing travel costs and doing good for the environment. Carpooling is one of the areas of intervention of the so-called sustainable mobility, as it allows to reduce the number of cars in circulation with beneficial effects on pollution, road congestion and the need for infrastructures.

The main advantages of carpooling are:

• Economic savings in terms of fuel, oil, tires, tolls, parking costs, etc.
• Reduction of pollution, due to the lower number of vehicles in circulation.
• Improvement of social relations between people.
• Improvement of the quality of life

Yes! The Highway Code, in Article 193 imposes the obligation to insure vehicles with RCA insurance. Third party liability insurance always covers all damages suffered by things or third parties.

Third parties obviously include car passengers, with the exception of the driver, regardless of whether the passengers are relatives, friends or strangers.

Yes! In Italy, the Guarantee Fund for road victims has been established which protects property and third parties damaged in an accident involving an uninsured vehicle.

Yes! The accident occurring on the normal commute from home to work is a case covered by INAIL insurance.

In particular, INAIL insurance describes this event as follows:

“In itinere accident we mean the event that affects the employee during the normal path:

• Round trip from home to work;

• That connects two workplaces (for those with multiple relationships);

• Round trip from the workplace to the place of usual consumption of meals (only if there is no company canteen service).

By normal route we mean the shortest route that connects one place to another.

Any changes or interruptions to the ordinary route are in any case covered by INAIL insurance when, according to the Supreme Court, they are necessary.”

Users are invited to learn more about this topic on the website www.inail.it and/or to consult their company contact.